STEP 1 – Contact us by telephone and arrange an appointment.
STEP 2 – A quick assessment of the item of value is arranged
STEP 3 – Once we’ve agreed on the value the funds are yours!
Our business model is built and operates on the three core values of trust, security and efficiency. This is why our Clients value our service.
Our loans work very similar to bank loans with interest being charged on the loan. The key difference is that an item of value must be pledged as security. There are no large 'setup fees' nor do we take weeks to give you a decision!
Once a loan price has been agreed we draw up a contract. All new Clients must present a photographic ID and proof of current address. We do not share this information with anyone and no credit checks are performed. This is fully confidential
All our contracts are for a term of up to 6 months. The contract has a minimum term of 3 months and each item used as security can be redeemed at any time within the 6 months period. Interest (15%) is charged on the date of the loan and on the first day of each subsequent month
Items used for security remain with us throughout the time of the contract, but remain your property until the contract expires. After 6 months you may apply for an extension. You must pay the full accrued interest and a renewal for a further 6 months is yours!
Here are some of the most commonly asked questions and answers
All small items such as jewellery and watches are stored in our own vault at a secure location. Vehicles are stored in a secured parking lot. We insure all goods we hold on your behalf.
All loan agreements are open the loan is repayable at the end of the term in full. However you can also repay after 3 months, subject to a minimum of 90 days interest and charges. Interest accrues by the day and is paid monthly
No set-up fees! No early repayment penalties: we charge interest on a daily basis which means that you only pay for the days you take out the loan, subject to 90 days minimum
We lend against: Jewellery, Gold and Precious Stones, Property (but not personal home), Land, Luxury Watches, Classic and Luxury Cars, Yachts and Boats as well as many other items
Please select the amount you wish to borrow in order to see the associated interest charge
Please note that loans are given only to permanent Cyprus residents
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Drop us a line or give us a call. We would love to hear from you and we are always happy to answer any questions.